Is it Time to Refinance?

Real estate can be one of your most powerful financial assets, and our strategic refinance solutions unlock opportunities to lower monthly payments and access equity for investment properties, debt consolidation, or high-return ventures. Our team's objective is to be your financial ally, showing you how to transform your refinance into a foundation of your wealth-building journey.

get started

There are many reasons why a refinance may be beneficial. Start an inquiry below to determine the best options to meet your needs.

STEP ONE: submit refinance inquiry

Click on the button below to get started. The form should no more than 5 minutes to complete (approximate numbers are fine) and we won't be running credit at this stage of the process.

Be sure to have a current mortgage statement ready to upload to the form.

STEP two: schedule a consultation

Once you complete and submit the form with a current mortgage statement, our team will email you a link to schedule a consultation to talk through all of the details and answer any questions you have.

STEP three: gather documents & Apply

We will email you a specific list of documents that we’ll need in order to get your application started, but if you want to get a head start, you can download the generic documentation checklist below. 

When to refinance

It's very likely that you will face a time during the duration of your loan when you would benefit from refinancing. This can be beneficial for various reasons including: 

• Lowering your interest rate or monthly payment
• Paying off higher rate debts (credit cards, etc.)
• Cashing out equity for renovations/repairs, life events, etc. 
• Cashing out equity to invest in opportunities for financial gain 
• Shortening or lengthening the loan term
• Switching from an ARM to a fixed rate (or vice versa)

break-even analysis

If the purpose of your refinance is to lower your interest rate and monthly payment, our team will conduct a "break-even analysis" to determine the total monthly savings and how long it may take for you to recoup the cost of the transaction. If you plan to hold the loan for at least that duration of time, then the refinance likely makes sense to complete.

Educational Flyers

Downloads

Use the arrows to navigate through all of our educational and process templates You can download them to your device by clicking the button in the center of the image.

LOAN PROCESS TEMPLATES

About mark maimon

Mark Maimon has closed in excess of $2 billion in total loan volume since entering the mortgage industry in 2002 and has been ranked among the top loan originators in the nation every year since 2006. He has been recognized as a “Power Originator” and “Hot 100 Mortgage Professional” by Mortgage Professional America magazine and regularly contributes to national publications, podcasts and trainings for top real estate firms and financial organizations. Mark’s bi-coastal team has a client roster that includes award-winning entertainers, professional athletes, high net worth individuals, real estate investors, first-time buyers and everything in between. They have built an impeccable reputation based on their unrivaled creativity in addressing challenging loan scenarios, their ability to clearly and effectively explain complex financial concepts, as well as their keen understanding of how decisions made during the mortgage process can affect a client’s long-term net worth. These characteristics, along with each team member’s unwavering integrity, attention to detail, easy-going demeanor, and endless drive to educate those around them are what set them apart from the rest.

Our team

Work with our team and you’ll have a group of incredibly committed, friendly, creative and knowledgeable advocates on your side – each with roughly 2 decades of mortgage experience. What makes our team unique is that we are experts in understanding underwriting guidelines which helps us proactively anticipate potential hurdles before they appear and create more efficient and seamless transactions for our clients. We also have team members whose sole responsibility is to find ways to make a client’s experience better. We’d put our team up against any in the industry! 

LET'S COLLABORATE

Are you ready to experience a “Higher Level of Lending”? Sign up for our mailing list to receive updates about new events, educational opportunities and industry updates and follow us on our various social accounts below.